Alternative Apps to Dave for Small Cash Advances!


The Dave app makes a point of becoming banking for people. Meet the banking app that eases your worry about money. Build your credit history, get paid up to two days early, and receive fee-free advances of up to $100.

By offering interest-free cash advances, Dave assists you in navigating financial challenges without drowning you in debt. But despite how well-liked and practical Dave is, it might not be appropriate for you.

Since it went public in 2016, Dave has experienced exponential growth. Over seven million people have subscribed to Dave since 2020. Dave is a personal finance program that lets you receive up to a $250 advance on your next paycheck.

Alternatives to Dave for Cash Advance

These are the top Dave-like apps available right now for borrowing money:


Providing modest paycheck advances of up to $250, Brigit is one of the best and most well-known cash advance applications like Dave. Although there is no interest on the loan itself, there is a high monthly membership fee of $9.99. While it is far more expensive than the meager $1 fee you pay for Dave, it does include free account monitoring services. Brigit collaborates with more than 15,000 US banks and financial organizations, including Chase, Bank of America, Wells Fargo, TD Bank, and others.



With no interest or late fees, the Empower app provides cash advances up to $250. If you want to use Empower’s online financial tools, you have a 14-day free trial period before paying an ongoing $8 monthly subscription charge. Other tools include online budgeting and suggestions that can help you find more ways to save. The features include AutoSave. If you want to use Empower’s debit card to make approved everyday transactions and get cash back, you might want to think about using this app. You can receive up to 10% back from participating merchants when you add an Empower Card to your account.

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Albert will lend you up to $250 so you can cover your expenses. There are no hidden costs, interest charges, credit checks, or late fees. You may apply for up to three cash advances every pay period, provided that you have a paycheck and have paid back any prior advances. There isn’t a catch. Albert is a real person who offers a $150 cash bonus to new customers and an additional $150 bonus for each referral you make to the financial advisor service.



A simple way to borrow, save, invest, and earn is provided through the all-in-one mobile banking app known as MoneyLion. With its “Instacash” feature, it provides simple cash advances and early paycheck access, similar to Dave. With no interest and no credit check, you can borrow up to $250 from your upcoming paycheck. You can get your paycheck up to two days early with the RoarMoney function of the app. There is no requirement for a minimum balance. You won’t be charged any fees for common transfers, international transactions, mobile check deposits, or card replacements using the app.

Axos Bank

Another financial service that works similarly to Dave and allows customers to obtain their paychecks more quickly is Axos Bank. The Direct Deposit Express function is automatically available to you when you open a high-yield savings and checking account with Axos Bank. This allows you to access a portion of the money you have already earned days before the real cheque arrives in your account. You won’t pay a monthly service fee to use Axos Bank. Overdraft fees are not demanded, nor is there a minimum balance requirement to keep your account open.



An app for loans called Chime operates exactly like Dave. The most you may ask for is $200, but in order to be eligible, you must begin developing your account. Depending on your repayment history, Chime’s Spot Me function allows you to overdraw your account by up to $200. Dave costs you $1 each month to keep your account, and Express costs you between $1.99 and $5.99 to handle your cash advance quickly. In contrast, Chime is totally free to use. There are no hidden costs, minimum balance fees, transaction fees, or maintenance fees associated with it.

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Branch, one of the greatest applications for cash advances similar to Dave, also provides personal loans in the majority of the nations where it conducts business. It provides cash advances up to $150 each day or up to $500 of your income in the US. It provides free ATM access, debit card use, and no-fee checking at more than 40,000 locations across the US. The Branch app also allows you to send and receive money as well as pay bills. Standard advances take up to three business days and are free of charge to your bank account.


A financial tool called FloatMe helps millennials avoid cash limits and make better financial decisions. Josh Sanchez, the creator of FloatMe, claimed in an interview that while the company had offered up to $200 in advances, it later learned that the average American only accumulates overdrafts when spending more than $24 each transaction. After that, the business carefully considered its main target market and began to wind down its advances to simply up to $50.

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